SA’s major banks steer through difficult economic conditions to generate growth COVER Web Magazine - Feature Filed Under: BankingCombined headline earnings up 2.1% against FY18, combined ROE of 17.8% (18.8% at FY18), net interest margin of 4.26% (4.38% at FY18), credit loss ratio of 80 bps (66 bps at FY18) and cost-to-income …Continue Reading about SA’s major banks steer through difficult economic conditions to generate growth →