Expect the unexpected — illness or accidents will occur at some point in our lives or those we love. Moreover, circumstances that require the use of medical aid are rarely pleasant. These situations can be stressful and even traumatic, depending on the severity of the condition and the treatment required. Compound this with unexpected costs that are not covered by medical aid, and an already challenging situation takes a turn for the worse.
NetcarePlus GapCare from Netcare acts as a shock absorber for costs not covered by medical aid and unexpected co-payments by softening the blow of an already trying event in someone’s life. With the right solution, financial constraints don’t need to compromise the quality of healthcare. GapCare also offers a greater selection of affordable healthcare options creating access to Netcare’s world-class facilities.
“Life can be unpredictable, but healthcare costs don’t have to be,” says Teshlin Akaloo, managing director of NetcarePlus. “Given the current climate of uncertainty and unemployment, there has never been a greater need for new, affordable ways to access private healthcare to ensure that taking care of medical needs does not impact household budgets with unexpected out-of-pocket expenses.”
Change is urgently required to address the affordability challenges that employed people and their families face in accessing private healthcare. When a provision of care can be integrated with funding, this is possible without breaking family budgets and patients having to endure the tedious and often stressful tug-of-war between health funders (medical aids) and providers (hospitals, etc).
“As Netcare, through NetcarePlus’s products, we have a unique opportunity to provide a solution and creative options are needed now more than ever to answer to the complexities of the South African health environment for the benefit of more South Africans,” explains Akaloo.
SA needs affordable quality healthcare with more options — now
What sets NetcarePlus GapCare apart is that it widens access to quality healthcare beyond medical scheme limitations by providing shortfall cover for both in and out-of-hospital specialists. Plus, it takes care of shortfalls for emergency department costs that are not limited to accidents, day-to-day expenses when medical scheme limits have been reached or savings have been depleted, costs for high-risk pregnancies, and other maternity-related benefits.
Many medical schemes have network restrictions, limiting access to certain hospitals or specialists and do not always provide cover for shortfall expenses, leading to households being out of pocket. Shortfalls covered by NetcarePlus GapCare are for any hospital and are not restricted to the use of Netcare hospitals only.
NetcarePlus offers GapCare, GapCare300+ and GapCare500+, a comprehensive selection of gap cover for the shortfall in medical expenses to members on any medical scheme.
Minimising financial stress and strain
Anyone requiring healthcare that is not fully covered by their medical aid might feel that the treatment options available to them are limited or even inaccessible if they do not have the finances to pay for these additional costs. NetcarePlus GapCare — underwritten by Hollard Insurance Company Limited — addresses these medical scheme limitations and provides full access to world-class treatment from specialists and hospitals within the extensive Netcare network.
For a new, affordable way to access private healthcare beyond medical aid limits, visit our website here.