Pet Insurance – a whole new ball game
Owning a pet can simply be the adoption of a rescue on a whim, or a carefully selected and long saved for exotic.
Wrap you tongue around the name of the dog on our cover: Named after the Aztec god Xolotl, and the Aztec word for dog, Itzcuintli, the Xoloitzcuintli (or the Mexican hairless dog) has a keen intellect and eye-catching appearance. Xolos may have short coarse hair on their heads, tail, and paws, and teeth that jut forward like tusks which is believed to be a result of their hairless gene.
This is just one of hundreds of unique dog breeds South Africans own, and each comes with their own unique set of needs and health issues. When owning a pet, especially a thorough bred, you need insurance that will cover you comprehensively where you will need it most. You need a pet insurer that understands the difference between a Xoloitzcuintli
and an Abyssinian Sand Terrier if you want that confidence.
This has elevated the opportunities in the pet insurance markets, making it an essential addition to your portfolio as a broker.
Enjoy the read, Tony.
MAIN STORIES
THE VITAL ROLE OF FINANCIAL ADVISORS AS COACHES
Financial advisors have a coaching role in helping clients achieve their financial goals, striking a balance between financial flexibility and commitment.
THE 3D RESET THAT WILL CHANGE GLOBAL INVESTING
Decarbonisation, Demographics and Deglobalisation are changing the investing landscape and presenting South African global investors with a new set of investment opportunities..
LIABILITY INSURANCE : THE BEST APPROACH
As risks evolve, the liability underwriter and the broker need to stay abreast of the emerging exposures and their impact on the business..
THE CHANGING LANDSCAPE OF HEALTHCARE FUNDING
The past two years have reshaped the way individuals perceive and prioritise healthcare, and the financial challenges they face have prompted the healthcare industry to adapt and innovate..
Great news for all Brokers!
WITH GREATER MUSCLE NOW,
RENASA CAN DEPLOY EVEN MORE TECHNOLOGY TO MAKE YOU MORE COMPETITIVE.
RENASA – THE BROKERS even better BEST FRIEND
Licensed non-life insurer and FSP
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Financial Planning
- Fairness of Annuity Pricing for Low Income Earners in South Africa Deane Moore, CEO of retirement income specialist, Just SA comments on the Fairness of Annuity Pricing for Low Income Earners in South Africa (Combrink, Taylor) presented at the Actuarial Society of SA Convention
- SA Life Insurers: Keeping Promises and Providing Peace of Mind with R287.1 Billion in Payouts Gareth Friedlander, a member of the ASISA Life and Risk Board Committee
- The Vital Role of Financial Advisors as Coaches Farzana Botha, Segment Solutions Manager, Sanlam
- The Great Unretirement – why working beyond your 60s is the future Sonja Steyn, Head of Wealth Management Strategy, Private Wealth & Business Management at Consult by Momentum
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Short- Term
- Glass challenges facing the insurance industry Gary Stieger, MD at My Glass
- In sickness and in war: Insurance coverage for global events
Sandra Sithole, Partner & Dr Ninakhulu Ntsanwisi, Associate from Webber Wentzel - Insurance innovation needed to offset the rising risks of climate change
Vis Govender, Co-founder of Everything.Insure and Group CEO of FirstEquity Group - KPMG insurance survey 2023: harnessing technology and relationships to gain competitive advantage and build trust. Mark Danckwerts, partner and Africa insurance practice leader at KPMG
- New digital risks call for insurance innovation Swiss Re Institute
- SA needs all hands on deck to reduce natural disaster impacts
Dr Moses Khangale, Disaster Risk Management expert and Manager for Stakeholder Programmes at Santam - Transport month: truck driver wellness critical to road safety Anton Cornelissen, head of Heavy Haulage at Santam
- Evolution of Pet Insurance, P.UMA
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Healthcare
- An end-to-end healthcare offering is becoming a business – and broker – game-changer
Neil Kinsley, Head of Distribution and New Business Development at Unu Health - Don’t make rash decisions when it comes to cutting your medical cover in tough economic times Reo Botes, Managing Executive, Essential Employee Benefits
- Innovating personalised healthcare funding
Discovery Health - Limiting medical aid increases isn’t the answer to our healthcare woes
Gary Feldman, Executive Head of Healthcare Consulting at NMG Benefits - Medical aid schemes must innovate or pay the price Fedhealth Principal Officer Jeremy Yatt
- Mind your gap cover Michael Emery, Marketing Executive at Ambledown Financial Services
- Taking a Hybrid Approach to Healthcare Financial Planning
Paul Cox, Managing Director at the Essential Group of Companies including health insurance provider, EssentialMED - National Health Insurance Bill: will it wipe out medical insurance?
Lenee Green, Partner, Mateen Memon, Associate & Mariam Ismail, Trainee Attorney at Webber Wentzel - The Changing Landscape of Healthcare Funding Mbali Khumalo, Managing Director of Simeka Health
- The right advice is key in selecting medical aid and gap cover to suit your needs
James White, Director of Sales and Marketing at Turnberry Management Risk Solutions
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Investment
- Give clients more control through certainty
Fareeya Adam, head of guaranteed annuities at Momentum Wealth - Just as seasons are cyclical, so too are markets Adriaan Pask, CIO at PSG Wealth
- Navigating Choppy Waters: Rethinking Investment Strategies Amidst Global Turmoil and Inflation
Estee Sevenster, Senior Actuary at Discovery Invest - Navigating Uncertainty: Crafting an Investment Strategy in a Volatile World
Sonja Steyn Head of Wealth Management Strategy at Consult by Momentum - Pension funds take a long-term view in face of high interest rates
Raazia Ganie, Executive Head of Investments at NMG Benefits
#knowledgeshared
Liability Insurance
- A change in the liability landscape has seen an uptick in local businesses seeking cover
Tiaan Erasmus, Regional Head Coastal (WC & KZN) at iTOO special risks - Liability Insurance – The best approach
Irene Abrahams, Head of Liability, Leppard Underwriting - Professional Indemnity Insurance Market Trends Impacting the Engineering Sector Clarissa Rizzo, business unit manager for professional risks at Aon South Africa
- The problem with a 12% yield
Thalia Petousis, portfolio manager at Allan Gray
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Technology
- Big or small – Cyber Security is for all
Jan Nel, Head of Information security, QLink and QSure - The Evolution of ethics in an age of AI and big data,
Prof. Yudhvir Seetharam; Head of Analytics, Insights and Research for FNB Business
