Shaping Resilience Through Innovation
In this edition of COVER, we shine a light on the heartbeat of South Africa’s economy – the resilient, adaptable, and determined small business sector. From fintech innovation to evolving risk management strategies, the stories in this issue reflect the dynamic environment in which SMMEs, insurers, and advisers are operating today.
A common thread we see emerging is the growing imperative to build partnerships – between brokers and clients, between traditional insurers and tech innovators, and between the public and private sectors. In a world shaped by uncertainty and rapid change, collaboration is becoming our most powerful tool.
We also take an insightful look at how mutuality, financial behaviour, compliance, and digital transformation are reshaping our industry. Whether it’s Marsh McLennan’s global view on risk, PPS’s tech-driven reinvention of life cover, or FSPHub’s blueprint for efficient digital operations, the message is clear: standing still is not an option.
Importantly, we continue our commitment to sharing practical knowledge and diverse voices from across the continent. Because understanding today’s complexity is key to unlocking tomorrow’s opportunity.
As always, thank you for reading COVER — where knowledge shared is knowledge multiplied.
#knowledgeshared
SME
- Stack your benefits, not your loans – Brent Downard, Head of Credit at Merchant Capital
- Demystifying insurance for SMEs – Schaun van den Berg, Retail Executive for Alternative Business Solutions at Old Mutual Insure
- The role of the insurance industry in supporting the sustainability of the SMME Sector – Bernedette, Konig, PSG Insure Technical Specialist
- Business Insurance for South African SMEs – Sharon Paterson, CEO: Infiniti Insurance Limited
- The Power of Business Insurance for SMEs – Santam
- Why insurance is now a crucial lifeline for South Africa’s SMMEs – Suzi Georgiou-Grobler is Product Head – Liability at iTOO Special Risks
- Unlocking growth: Three keys to thrive through strategic partnerships – Lawrance Ramotala, Area Manager at Business Partners Limited.
#knowledgeshared
Financial Planning
- The power of understanding financial behaviour – Pat Magadla, Head of Distribution at Equilibrium
- 10 Common Mistakes Made by Key Individuals – Mathilda Meyer, Masthead Compliance Officer
- Momentum’s confidence in a changing world – Tony van Niekerk speaks to Jeanette Marais, Group CEO of the Momentum Group
- The paradox of choice in making an investment decision – Daniel Dos Passos, Portfolio Manager with FNB
- Protecting South Africa’s orphaned minors with beneficiary funds – Advocate Sankie Morata CFP®, CEO of Sanlam Trust
- Building resilience, relevance and excitement in an uncertain insurance landscape – Peter Tshiguvho, Chief Executive Officer, Metropolitan
- Greasing the wheels of the economy – Gideon Bochedi, Interim CEO of Credit Guarantee Insurance Corporation (CGIC)
- A Digital efficiency game-changer for FSPs – A conversation with Sean Barrett, CEO of FSPHub
#knowledgeshared
Short Term
- The Future of Insurance is Niche – Cornel Schoeman, Chief Operating Officer of GENRIC Insurance
- Safeguarding broker transitions – Mark Ninow, Short-Term Acquisition Specialist
- Data breaches & Data leaks: what SA businesses need to know – Nikita Naicker, PI Tech and Cyber Underwriter at SHA Risk Specialists
- Financial Institutions and Advisors: Balancing liability risk in an uncertain economic climate – Sam Varela, Senior Legal Risk Advisor at Aon South Africa
- Heightened marine trade risks and what they mean for insurance – Kennedy Ntenjwa, Head of Marine Insurance at Santam
- The Challenges and opportunities for insurance leaders in an evolving industry – Herman Scheepers, CEO, Renasa Insurance
- Transactional risk insurance 2024: Year in review report – Marsh, a business of Marsh McLennan
