Welcome to the July edition of COVER
Once again we bring you a variety of thought leadership articles from various sectors of the industry.
Our main feature this month is a focus on Agri Insurance, which indicates a revival in the Agri Insurance space, with several players being quite bullish about this sector. It is vital for food security in our country to ensure sustainability in the farming sector, and our industry is pivotal in this mission.
TechFest2025 – On the 14th of August we will bring you another exciting event, focused on the latest development in the world where technology and insurance meet. This year our focus is on exploring the future of human intelligence. Is AI heading us towards an existential crisis or will we harness its powers for the good of all, without losing the human contribution to society. Register HERE for this one-day online event.
Renasa has always been the broker’s best friend.
Our entire business focus is exclusively on helping our intermediaries outcompete their competitors.
Now, as part of TIH, South Africa’s powerful insurance group,
we commit to do even more for our brokers.
Renasa having more muscle is so positive for brokers, Roger.
“The Positive Outlook on Renasa’s rating recognises a turnaround in underwriting profitability and potential for this trend to continue on the back of disciplined underwriting and business growth.
The insurer’s capitalisation position has also strengthened, which could contribute to an improved assessment of the overall financial profile if sustained. The rating derives uplift from implied support from Telesure Investment Holdings Proprietary Limited (TIH or the group), which is demonstrated by the successive recapitalisations and integration of operations into the group.”
Renasa is a licensed non-life insurer and FSP. Telesure Investment Holdings (Pty) Ltd. All Rights Reserved. TIH is a licensed controlling company.
COVER’s Woman of Impact Award
Across South Africa’s insurance and financial planning ecosystem, brilliant women are reshaping strategy, managing risk, decoding data, and designing impactful products, often outside the public eye.
This Women’s Month, COVER is proud to launch the Woman of Impact Award, recognising women whose behind-the-scenes leadership drives innovation, growth, and cultural change.
We’re calling on industry peers to help us find these quiet trailblazers and celebrate their achievements.
Don’t miss this opportunity to shine a spotlight on your favourite WOMAN OF IMPACT. Nominate HERE.
Wishing you an impactful month. Enjoy the read.
#knowledgeshared
Value of fiduciary services
- Fiduciary leadership, legal reform, and legacy – Tony van Niekerk in conversation with Louis van Vuren
- Why Fiduciary services are defining the adviser of the future – Roné Swanepoel, CFA, Head of Sales, Morningstar Investment Management
- Fiduciary Services: The anchor in a shifting financial landscape – Marischa Griesel – Fiduciary Consultant at Wealth Associates Fiduciary Services
- The value of fiduciary services – Hilary Dudley, Managing Director at Citadel Fiduciary
- Fiduciary – What, who and why? – By Louis van Vuren, CEO, the Fiduciary Institute of Southern Africa (FISA)
#knowledgeshared
Financial Planning
- Signal & Strategy column: Why market timing fails, time and again – James Steere, Head of Operations, Perspective Investment Management
- Reimagining financial advice – Tony van Niekerk, COVER in conversation with Johan Minnie, CEO Consult by Momentum
- Want to build and ensure generational wealth? Involve your heirs early – Adriaan Pask, Chief Investment Officer at PSG Wealth
- Complex scenarios for retirement fund trustees when a member passes away – Advocate Sankie Morata CFP®, CEO of Sanlam Trust
- Why South Africa’s pension system needs urgent overhaul – Fred van der Vyver, Head: Corporate Savings and Income at Old Mutual
- Low growth doesn’t mean no growth: Three standout local equity stories – Wim Murray, Portfolio Manager, Foord Asset Management
- The full picture: Why financial advice must start with you – Sonja Steyn, CFP® Strategic Head: Wealth Management, Financial Planning & Advice, Momentum Advice
- Navigating a fragmented global order: what investors need to know – Francois van der Merwe, Head of Global Solutions at Sanlam Investments Multi-Manager
- Choosing a global unit trust has never been this easy – Ray Mhere, CEO of Curate Investments
#knowledgeshared
Agri Insurance
- Why Agri brokers are more vital than ever – Tony van Niekerk in conversation with Jan-Hendrik Botha, Head of Underwriting at Western National Insurance
- Agri-Insurance is a critical pillar for farmers – Daniel Stevens, Executive Head, Agriculture Insurance, Santam
- Safire Insurance: providing expert, diverse agri-insurance cover for our farmers since 1987 – Gareth Smallbones, Manager: Agriculture at Safire Insurance
#knowledgeshared
Short Term
- Simplifying credit insurance and driving growth: A New vision for CGIC – Tony van Niekerk in conversation with Gideon Bochedi, the newly appointed CEO of Credit Guarantee Insurance Corporation (CGIC)
- South Africa risks a second power crisis without urgent acceleration in renewable energy and grid expansion – Volker von Widdern, Head of Strategic Risk at Riskonet Africa
- The swing from OEM to OEE – good news for insurers and clients – Gary Stieger, founder and MD of My Glass
- Santam 2025 Insurance Barometer highlights ongoing socioeconomic, infrastructure and climate change risks – Atang Matebesi, CEO of Santam Client Solutions
- The power of the Risk Survey – Tony van Niekerk, COVER in conversation with Gavin Horn, Senior Underwriter at Renasa Insurance Company
- How to expand your brokerage into new markets without leaving your clients behind – Santam
#knowledgeshared
Technology
- Digitising the broker journey – Tony van Niekerk in conversation with Caron Whitfield, Head of Business Enablement at OLEA SA, and Craig Grasko, Business Development Director at FSPHub
- Adapt or lag will define Insurance 2.0 – Lea Bonnet, insurance lead at iqbusiness
- How insurers can use technology, data, and strategic thinking to manage premium skipping – J’Mari Kloppers, Senior Solutions Engineer at Root platform
- Cloud, data, and the insurance edge – Claudia Sass, Business Development Manager, Sapiens South Africa
- Autonomy meets accountability – Navigating the rise of agentic AI in insurance – Adrian Mincher, Director at Earnix
- Practical innovation for brokers in a changing world – Graham Harvey, Group CEO at Cardinal
- Aon Broker Copilot to modernize insurance placement with AI and data at scale – Aon
- Data quality at the core of insurance innovation – Angus Black, Director at BarnOwl Data Solutions
- Accountability Redefined: Auditing AI in the Insurance Policy Machine – Dane Richards, CEO, JMR Software
